top of page
Greater Mulwood enterance
Gelson's
Calabasas High School

Firewise USA® Insurance Benefits:

The primary reason for creating Firewise Communities in Calabasas should be to save lives and property. However, in doing so, in October 2022, Commissioner Ricardo Lara, from the California Department of Insurance (CDI), signed into law a regulation that requires insurers to reflect and take into account specified mitigation factors in their rating plans.

CDI provides many resources and information regarding this regulation. Below are some links to information provided by the CDI:

  • CLICK HERE to see the regulation and please note the paragraph on “Property-level mitigation efforts“

  • CLICK HERE to learn about the CDI “Safer from Wildfires” program

  • CLICK HERE to see what “Safer from Wildfires” means for your home insurance

Once you have familiarized yourself with the science and insurance regulations, you need to ask yourself, “Would you insure you?“

Technology today is allowing insurance companies to better assess their risks. We have to step up to the plate and do our part.

Today, there is a shift to “risk prevention” for both homeowners and insurance companies.

  • CLICK HERE to see a list of Qualifying Firewise activities

  • CLICK HERE to view the California Department of Insurance’s list of Insurers that sell Difference in Conditions (DIC) Policies that complement a FAIR Plan policy.

bottom of page